Your BEST Choice for the BEST Mortgage Suited for YOU!
Discover the Spooner Difference Today!
Contact Me...
Do you have questions or would like more information? Send us a quick message and we will answer you as quickly as possible
Download my Toolbox
You can also download my Toolbox for IOS and Android, is fairly simple to use and helpful if you’re planning to get a Mortgage and don’t know where to start, I can assist you through the App!
Contact Me...
Do you have questions or would like more information? Send us a quick message and we will answer you as quickly as possible
Download my Toolbox
You can also download my Toolbox for IOS and Android, is fairly simple to use and helpful if you’re planning to get a Mortgage and don’t know where to start, I can assist you through the App!
Not All Mortgages are Created Equal!
There are many different variables when it comes to finding mortgage in Winnipeg. Whether you are taking a fixed mortgage or a variable rate mortgage there are several questions you need to ask yourself to ensure you have the right mortgage for you. Interest rate is of course one of the most important parts of a mortgage, however not the only important part.
You also need to make sure you choose the right length of mortgage term for your needs for the property you are getting mortgage financing on. Are you going to be keeping the property for at least 5 years do you think? If not then it wouldn’t be a wise choice to take a 5 year term because when you break the term you will pay a penalty.
With respect to the prepayment penalty – make sure you know how the penalty is calculated. Is the penalty calculated on 3 months’ interest or interest rate differential or is it a percentage of the outstanding balance? What rate is used to calculate the penalty – contract rate or posted rate? Is paying your mortgage down faster something that is important to you? If so you should make sure you understand what your prepayment privileges are.
Not All Mortgage Brokers are the Same!
In the same way that mortgages are not all the same, neither are mortgage brokers. You want to make sure that your mortgage broker is looking out for your best interests and providing you with all of the information that you need. As award winning brokers with over 20 years of experience in the real estate business we have seen many of the changes in the industry and ensure that our clients are fit with the best mortgage options to suit their financial situation.
At Dominion Lending Centres – Spooner Financial we pride ourselves in ensuring our clients are fit with the right financing options for their wants and needs. We don’t work for a bank or lender, we work for our clients. We have earned and maintained status levels with many of our lenders which allows us to provide our clients with the best mortgage options available. Our application process is simple and quick and we will walk you through every step of the way. We are available weekdays, some evenings and weekends as well. We are licensed experts in our field specializing in mortgages from all lenders, not just one.